This policy is the premier mortgage payment
protection insurance policy offered by Goodfellows®.
It is dubbed the 'diamond' policy because we believe it
offers the best combination of flexible mortgage payment
cover, lowest premiums and unbeatable features like FREE
cover for the first 6 months of the policy.
This policy offers you an unbeatable six months free
cover from the start of the policy if you are protecting
a new mortgage or re-mortgage.
If you are an existing mortgage holder and are switching
your cover from another provider you will received the
first three months cover absolutely three of charge (subject
to conditions outlined in the Key
features page)
If you are taking out the policy to protect an existing
mortgage, then subject to the unemployment exclusion detailed
below, you will receive the first three months cover completely
FREE OF CHARGE.
This policy has unbeatable premiums payment
protection insurance policies available to UK residents
starting at just £3.45 (per £100 of
monthly benefit) for unemployment or disability cover.
However, if you wish to insure your mortgage against both
unemployment and disability the premiums start at £5.50
To calculate your monthly premium under this policy,
simply
click here for an instant quote.
Not
only does this policy have some of the lowest premiums
with free cover but it also boasts 'back-to-day-one
cover'.
But
what exactly is 'back-to-day-one cover'? This means
that claims are paid back to the very first day of your
claim for benefit after a waiting period of just 60
days.
For
example, if you took out this insurance and became disabled
and/or unemployed on the 1st of July you would wait
until the 31st of July before receiving any benefit
but the payment would be for the entire period you are
unemployed or disabled from the 1st of June. So effectively
you get benefit as soon as you are eligible for a claim.
For a full version of the policy key features please
click here
or to download a paper version click
here
